Here are three simple steps you can take while doing online banking to minimize your chances of becoming a victim. As the title says, these steps are simple and does not take much time or effort to follow.
- Before login to your banking website for financial transactions or to even review your bank statement etc., close all tabs in your browser. If you are paranoid, temporarily disable any browser plugins you may have installed which you can turn on later.
- When you are logged into your banking website, do not do anything else like google search, Facebook, Instagram, or any other browsing specifically, read emails or worse, click on a link your buddy sent you to "check it out". You can do all that after step#3 below.
- Once you are done with your online banking business, make sure to log off. Many secure banking web sites these days do protect you by logging you off automatically. However, don’t rely on them because there are still some stupid online banking web sites that don’t properly log you out in a reasonable time or worse, don't do anything.